Decadent Caramel Ritz Cracker Christmas Cookies to Savor

Buttery crackers sandwiched with dulce de leche, dipped in dark chocolate and finished with a sprinkle of sea salt—an irresistible holiday treat that comes together quickly.

This small, festive treat has been my secret for holiday cookie exchanges for years. I first stumbled on the idea the winter I wanted something that combined a nostalgic crunch with grown-up flavors: the familiar buttery snap of a classic cracker, the unctuous sweetness of caramel, and the bittersweet counterpoint of dark chocolate. It started as a spur-of-the-moment experiment when I had a can of dulce de leche in the pantry and a box of buttery crackers destined to be snack fodder. The assembly was so satisfying that it immediately became my go-to for last-minute gifts and tray fillers.
What makes these cookies special is the balance of textures and temperatures. The thin, slightly salty cracker gives you a crisp first bite; the dulce de leche brings a silky, chewy center; and the dark chocolate coating cools and snaps to form a glossy shell. A tiny pinch of flaky sea salt elevates everything, turning a simple sandwich cookie into something that tastes gourmet. These treats are quick enough for a weekday assembly session yet elegant enough to present at parties, and they travel well—ideal for sending to neighbors or packing into festive tins.
Why You'll Love This Recipe
- Fast to assemble: ready in about 30 minutes from start to finish, perfect for last-minute trays and gift tins.
- Minimal ingredients: uses pantry-friendly items like buttery crackers, dulce de leche, and chocolate—no special trips to specialty stores required.
- Textural contrast: crisp cracker, gooey filling, and a firm chocolate shell create a satisfying bite experience.
- Make-ahead friendly: can be prepared and refrigerated or frozen, which makes holiday planning much easier.
- Customizable: swap milk or white chocolate, add nuts, or choose flavored caramels to suit your taste.
- Great for crowds: yields approximately 12 sandwich cookies from one standard box of crackers, so doubling the batch for a party is straightforward.
In my house these disappeared faster than I expected the first time I made them. My daughter labeled them her favorite holiday cookie and insisted we bake a second batch for the school party. The combination of familiar textures and a slightly grown-up chocolate finish makes these a favorite across generations, and I always keep extra dulce de leche on hand in December for spontaneous batches.
Ingredients
- Buttery crackers (24 pieces): Look for classic round buttery crackers such as Ritz. Choose the brand you enjoy; the thin, slightly salty profile provides the ideal contrast to sweet caramel.
- Dulce de leche (1 cup): Use store-bought dulce de leche for convenience or make your own by gently simmering sweetened condensed milk. It should be thick, spreadable, and richly caramelized.
- Dark chocolate chips (1 cup): Use high-quality dark chocolate chips, ideally 60 to 70 percent cacao, which lend a deep chocolate flavor without excessive bitterness.
- Dark chocolate melting wafers (1 cup): These melt smoothly and help achieve a glossy, even coating. Combine with chips for optimal flavor and texture.
- Sea salt (1 teaspoon, optional): Flaky sea salt such as Maldon adds a bright finish and enhances both caramel and chocolate flavors. Use sparingly for a gourmet touch.
Instructions
Preheat and prepare: Preheat your oven to 350°F (175°C) and line a baking sheet with parchment paper. While we will not bake these long, the brief time in a warm oven helps the crackers take on a hint of warmth that makes the caramel spread more easily. Keep the oven rack in the center position and have your assembly station ready. Arrange the crackers: Place half of the crackers in a single layer on the lined baking sheet. Use a clean, flat surface and leave a little space between pieces so you can work quickly. If your crackers are stacked, separate them carefully to avoid breakage. Spread the filling: Spoon a generous dollop of dulce de leche—about 1 to 1 1/2 teaspoons—onto each cracker. Spread gently with the back of the spoon or a small offset spatula so the caramel reaches near the edges but does not overflow when you top with the second cracker. The warmth from the oven should make spreading easier; if your dulce de leche is very thick refrigerate briefly and then stir until smooth. Form the sandwiches: Top each filled cracker with a second cracker, pressing gently to create a neat sandwich. Press just enough to spread the caramel without causing it to squeeze out. If any sandwiches look uneven, you can trim or press them slightly so they sit flat for dipping. Melt the chocolate: Combine the dark chocolate chips and melting wafers in a microwave-safe bowl. Microwave in 20-second bursts, stirring well between each burst, until the mixture is fully melted and smooth. Avoid overheating; stirring will help remove residual heat and give a glossy finish. Dip and finish: Using forks or a dipping tool, dip each sandwich into the melted chocolate, fully coating it. Allow excess chocolate to drip off before transferring to a parchment-lined tray. While the chocolate is still wet, sprinkle a pinch of flaky sea salt on top of each cookie to taste. The salt provides contrast and heightens the caramel and chocolate flavors. Set and store: Allow the dipped sandwiches to set at room temperature for 10 to 15 minutes, or chill briefly in the refrigerator for a quicker set. Store in a single layer in an airtight container to preserve the crispy texture. If stacking, separate layers with parchment paper.
You Must Know
- These treats are not shelf-stable for long at room temperature in warm weather; refrigerate if your kitchen exceeds 70°F, and allow them to come to room temperature before serving for best texture.
- They freeze exceptionally well for up to 3 months when wrapped tightly; thaw in the refrigerator to avoid condensation making the crackers soggy.
- High-quality chocolate makes a noticeable difference; choose a chocolate you enjoy eating straight.
- Because the crackers contain gluten and the chocolate and dulce de leche contain dairy, these are not suitable for vegan or strict dairy-free diets without substitutions.
My favorite aspect of these cookies is how they bridge simple pantry ingredients with a refined finish. At a recent holiday party a friend picked one up and declared it the best thing on the dessert table. I often make a double batch and watch them vanish during conversation—there is something about the combination of textures and the final salt that feels indulgent yet approachable.
Storage Tips
Store these sandwiches in an airtight container at room temperature for up to 2 days in cool weather. If your kitchen is warm, refrigerate them in a single layer separated by parchment paper; they will keep for up to 7 days chilled. For longer storage, freeze the cookies in a single layer until firm, then stack with parchment between layers and place in a sealed freezer container for up to 3 months. Thaw overnight in the refrigerator to minimize moisture on the chocolate, and bring to room temperature before serving to regain crispness.
Ingredient Substitutions
If you need to adapt the recipe, there are several easy swaps. Replace dark chocolate with milk or white chocolate for a sweeter finish, though the contrast will be reduced. For a dairy-free version, use vegan dulce de leche (or a caramel made from coconut milk) and dairy-free chocolate melts. To make gluten-free sandwiches, choose a certified gluten-free butter cracker with a similar thin, flaky profile. You can also swap the dulce de leche for thick caramel sauce or even ganache for a different mouthfeel; expect slightly different setting and texture.
Serving Suggestions
These cookies pair beautifully with a strong espresso or a rich black tea to cut through the sweetness. For parties, arrange them on a large platter with a sprinkle of flaky sea salt and small piles of extra crackers for decoration. They also make lovely edible gifts: stack six to eight in a decorative box with parchment paper separators, tie with ribbon, and add a handwritten note. For a dessert board, include salted nuts, sliced dried fruit, and pieces of dark chocolate to echo flavors.
Cultural Background
While these sandwiches are not tied to a single traditional recipe, they draw inspiration from classic European and South American elements—flaky crackers reminiscent of British tea biscuits and dulce de leche, a staple in Latin American sweets. The combination of caramel and chocolate is a classic pairing found across many dessert traditions, and the innovation here is using a buttery cracker as the vehicle, creating an accessible treat that feels both nostalgic and modern.
Seasonal Adaptations
For winter holidays, press a small pinch of crushed peppermint into the melting chocolate before it sets for a festive finish. In autumn, sprinkle a dusting of ground cinnamon or a few toasted pecan pieces on top of the wet chocolate. You can swap dulce de leche for a cinnamon-spiced caramel in cooler months, or use citrus-flavored dark chocolate in spring for a brighter profile. Small seasonal changes make the same technique appropriate year-round.
Meal Prep Tips
Plan to assemble these in stages: spread and sandwich the crackers in one session, then melt and dip later the same day to reduce sticky hands. Keep your dipping station organized with a tray of parchment, a fork for dipping, and a small bowl of salt for finishing. If making a large batch, set up an assembly line with someone spreading and someone else dipping to speed the process. For gift packing, chill dipped cookies until firm before boxing to prevent smudging.
These little sandwiches are deceptively simple and endlessly adaptable. Whether you make them for a bustling holiday kitchen or a quiet afternoon of baking, they have a way of turning ordinary ingredients into small moments of joy. Try a batch this week and tweak the finishes to make them your own.
Pro Tips
Warm the dulce de leche slightly to make spreading easier; microwave 10 to 15 seconds and stir.
Use a combination of chips and melting wafers for glossy, flavorful coating and smoother melting.
Chill the dipped sandwiches briefly to speed the chocolate setting, but avoid long refrigeration at warm temperatures to preserve crispness.
Separate layers with parchment paper when storing to prevent sticking.
If a cracker breaks during assembly, repurpose the pieces as a topping for ice cream or as snack pieces.
This nourishing decadent caramel ritz cracker christmas cookies to savor recipe is sure to be a staple in your kitchen. Enjoy every moist, high protein slice — it is perfect for breakfast or as a wholesome snack any time.
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Decadent Caramel Ritz Cracker Christmas Cookies to Savor
This Decadent Caramel Ritz Cracker Christmas Cookies to Savor recipe makes perfectly juicy, tender, and flavorful steak every time! Serve with potatoes and a side salad for an unforgettable dinner in under 30 minutes.

Ingredients
For the Crackers
For the Filling
For the Coating
Optional Topping
Instructions
Preheat and prepare
Preheat oven to 350°F (175°C) and line a baking sheet with parchment paper. This short warm step helps when the caramel is thick and makes spreading easier.
Arrange crackers
Place half of the crackers in a single layer on the lined baking sheet, leaving space to work. Handle crackers gently to avoid breakage.
Spread dulce de leche
Spoon about 1 to 1 1/2 teaspoons of dulce de leche onto each cracker and spread gently to near the edges, using the back of a spoon or small offset spatula.
Form sandwiches
Top each filled cracker with a second cracker, pressing lightly to create an even sandwich without squeezing out the filling.
Melt chocolate
Combine chocolate chips and melting wafers in a microwave-safe bowl. Microwave in 20-second bursts, stirring between bursts until smooth and glossy.
Dip and finish
Dip each sandwich into melted chocolate to fully coat, let excess drip off, transfer to parchment, and sprinkle with flaky sea salt while chocolate is wet.
Set and store
Allow chocolate to set 10 to 15 minutes at room temperature or chill briefly. Store in an airtight container, separating layers with parchment paper.
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This recipe looks amazing! Can't wait to try it.
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